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Use the free mortgage calculator: enter your home price, down payment percentage, interest rate, and loan term. It instantly shows your monthly payment, total payment, and total interest using the standard amortization formula.

Simple interest is calculated only on the principal amount, while compound interest is calculated on the principal plus previously earned interest. Use the Interest Calculator or Compound Interest Calculator to compare both.

Use the House Affordability Calculator to estimate your budget based on your income, down payment, monthly debts, and current interest rates. Most lenders follow a debt-to-income ratio guideline of 28/36.

Yes, every calculator on EachTools is completely free with no sign-up, no limits, and no hidden fees. All calculations run instantly in your browser.