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Home/Financial Calculators/Student Loan Calculator

Student Loan Calculator

Calculate student loan payments and interest

Loan Amount ($)

Annual Interest Rate (%)

Loan Term (years)

Result

Enter values and click Calculate to see results.

Financial

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Written by the EachTools Team

Last updated: January 2026

How Student Loan Payments Work

Student loan calculators help you estimate payments under different repayment plans including standard, income-driven, and refinanced options.

Steps

Enter your total student loan balance.
Input the interest rate.
Select a repayment plan (standard 10-year, extended, or income-based).
View monthly payments, total cost, and payoff timeline.