Auto Loan Calculator

Calculate car loan payments and total cost

Vehicle Price ($)

Down Payment ($)

Trade-in Value ($)

Loan Term (months)

Interest Rate (% per year)

Result

Enter values and click Calculate to see results.

Written by the EachTools Team

Last updated: January 2026

Auto loan calculators determine your monthly car payment based on the vehicle price, down payment, trade-in value, interest rate, and loan term.

M = (P - D - T) [ i(1+i)^n ] / [ (1+i)^n – 1 ]
Where: M = monthly payment, P = price, D = down payment, T = trade-in, i = monthly rate, n = months

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