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Home/Financial Calculators/APR Calculator

APR Calculator

Calculate annual percentage rate

calculators.apr.interestRate

calculators.apr.fees

calculators.apr.loanAmount

calculators.apr.termYears

Financial

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Written by the EachTools Team

Last updated: January 2026

How Annual Percentage Rate Works

APR represents the true yearly cost of borrowing including fees, expressed as a percentage. It's higher than the interest rate alone.

Steps

Enter the loan amount.
Input the interest rate and loan term.
Add any upfront fees or closing costs.
View the APR and compare it to the nominal rate.